Website terms and testing information
This page explains information relevant to the 1UPay website and current testing versions. The operator is NexOrbit AI Technology Limited (雲啟科華科技有限公司). Updated: 10 October 2026.
Website and testing versions
The website presents product and company information and links to an Android APK and iOS TestFlight beta. Downloading a testing version does not establish that financial services are available in your location or that every feature is enabled. Eligibility, features, fees and card conditions must be clear before use.
Company identity and eligibility
The company is incorporated in Hong Kong under registration/business registration number 80480991. Company incorporation is not a financial licence. The previously confirmed position was that the company had no financial licence and the channel arrangement was in testing. Service entities, contracts, authorisations and permitted locations still require verification. This website does not promise unrestricted worldwide account opening, regulatory approval or bank-deposit protection.
Known fund and card arrangements
In the known testing model, the operator holds users’ deposited USDT, which is converted into USD card balances for card use. The operator separately prefunds the channel; insufficient prefunding can affect card top-ups and use. USD balances on type A cards cannot be withdrawn. Type B cards involve transfer/payment functions whose eligibility, scope and executing entity still require confirmation. Testing arrangements do not replace formal asset safeguards, refund or exit rules.
Quotes and fees
Before any transaction, confirm the amount, currency, network, quote, fees, limits and settlement conditions. A channel conversion cost of 1.5% is not an established customer fee and must not be used as the final customer charge. If these details are unclear, contact the team before deciding whether to proceed.
Responsible use and security
Use the website and testing service only for lawful purposes. Do not impersonate others, interfere with the website or distribute malicious software. Protect your account and verification information; the company does not ask you to submit private keys through this public website. Screenshots are interface examples; their balances and data are not actual accounts or service guarantees.
Interruptions, disputes and exit
For missing funds, restrictions, refunds or balance-exit issues, contact the public email or phone with the issue and transaction reference, without private keys. Account deletion and fund settlement require separate handling; the withdrawal restriction on type A cards does not mean balances may be erased. This page does not invent unapproved refund deadlines, governing law or dispute-resolution terms. A formal financial-service agreement requires confirmation by the company, channel and legal advisers against the actual arrangement. The company has assigned staff to receive and follow up on customer support, privacy and account-deletion requests at developer@1upay.com.